StellaRay at Daily Kos posts how she did it--
"... got together with three other neighbors who do not have health care through work, and are paying through the nose for it, and looked up everyone's options. They will all save at least what my family will, some more due to their ages.."
Stella Ray concludes: "...it will be the American people who educate congress and Chuck Todd, when they begin to understand how much better Obamacare is going to work for them then what they had."
Like her, I know single-payer would have been far better. But we may get there state-by-state in Zoe's lifetime.